High-performance payments, refined for business
Centranx delivers a unified commerce experience for businesses across the EEA. As a principal member of Visa and Mastercard and an MFSA-licensed institution, we empower you to accept payments with confidence and grow without borders.
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Why we exist
Why we exist
Your partner in
modern commerce
Your partner in
modern commerce
We provide the technology and regulatory foundation you need to thrive in the digital economy. Our mission is to empower businesses with smarter, more reliable payment infrastructure.
Our end-to-end acquiring solution simplifies every transaction, from authorisation to settlement, so you can focus on what you do best: running your business.
We provide the technology and regulatory foundation you need to thrive in the digital economy. Our mission is to empower businesses with smarter, more reliable payment infrastructure.
Our end-to-end acquiring solution simplifies every transaction, from authorisation to settlement, so you can focus on what you do best: running your business.



Licensed and regulated
Licensed and regulated
Trust is at the core of our business. As a licensed institution under the Malta Financial Services Authority, we operate within a strict regulatory framework that ensures stability, protection, and integrity.
Trust is at the core of our business. As a licensed institution under the Malta Financial Services Authority, we operate within a strict regulatory framework that ensures stability, protection, and integrity.



Clarity and control
Clarity and control
We build on best practices, strong governance, and a forward-looking vision for digital commerce. Our team handles the complexity of European payments, so you can stay focused on growth.
We build on best practices, strong governance, and a forward-looking vision for digital commerce. Our team handles the complexity of European payments, so you can stay focused on growth.


How we work
How we work
Seamless, secure payments across Europe
Seamless, secure payments across Europe
Expand your reach effortlessly while keeping every transaction protected. Accept payments in over 150 currencies from customers across the European Economic Area. Our unified payments API ensures fast, reliable processing and is built with industry-leading security standards at its core. We are compliant with PCI DSS Level 1, which is the highest standard available, and fully support 3D Secure 2.0 to meet SCA requirements. With real-time fraud monitoring and end-to-end encryption, we embed security into every layer of the checkout experience.
Expand your reach effortlessly while keeping every transaction protected. Accept payments in over 150 currencies from customers across the European Economic Area. Our unified payments API ensures fast, reliable processing and is built with industry-leading security standards at its core. We are compliant with PCI DSS Level 1, which is the highest standard available, and fully support 3D Secure 2.0 to meet SCA requirements. With real-time fraud monitoring and end-to-end encryption, we embed security into every layer of the checkout experience.
What we do
What we do
Simplifying payments
for modern business
Simplifying payments for modern business
We deliver acquiring services that enable merchants across the EEA to accept electronic and card-based payments with ease and confidence. Our solutions are built around strong regulatory compliance, advanced infrastructure, and a deep understanding of merchants’ operational needs.
We deliver acquiring services that enable merchants across the EEA to accept electronic and card-based payments with ease and confidence. Our solutions are built around strong regulatory compliance, advanced infrastructure, and a deep understanding of merchants’ operational needs.
Acquiring Solutions
Acquiring Solutions
We offer acquiring capabilities tailored to today’s business environment. Our service is designed to support scalable growth across multiple industries and jurisdictions, while maintaining full compliance with EEA regulatory requirements.
We offer acquiring capabilities tailored to today’s business environment. Our service is designed to support scalable growth across multiple industries and jurisdictions, while maintaining full compliance with EEA regulatory requirements.
Onboarding & Integration
Onboarding & Integration
Our onboarding process is structured, transparent, and guided by compliance best practices. Seamless integrations, responsive support, and a merchant-first approach ensure that businesses can get started efficiently and stay focused on what they do best.
Our onboarding process is structured, transparent, and guided by compliance best practices. Seamless integrations, responsive support, and a merchant-first approach ensure that businesses can get started efficiently and stay focused on what they do best.
What we promise
Acquiring solutions
Ironclad Security and Compliance
Security is in our DNA. As a Level 1 PCI DSS certified provider, we handle compliance so you can focus on your business. Sensitive data is encrypted and tokenized to protect cardholder information and ease your compliance burden.
Accept Popular Payment Methods
Offer top payment methods, including major cards and digital wallets like Apple Pay and Google Pay. As a principal Visa and Mastercard member, we deliver direct, reliable processing to boost trust and maximize sales across the EEA.
Fast and Flexible Onboarding
Get to market faster. Choose the integration that works for you, from a simple hosted payment page to a fully customizable API for complete control over your checkout experience. Our streamlined onboarding gets you set up and processing live transactions in no time.
Regulated & trusted
Our MFSA licence and GDPR compliance ensure secure, reliable payments, giving you full confidence across all transactions.
End-to-end acquiring support
We offer secure authorisation, settlement, reporting, and responsive support in a compliant framework built to meet your operational growth goals.
Fast, flexible onboarding
Our streamlined setup helps you launch quickly. We reduce delays, align teams, and remove technical friction so you can start accepting payments.
Always Evolving
We continuously improve our services and tools to ensure your business stays ahead, with access to better features and smoother processes.
Real-Time Monitoring Tools
Stay in control with real-time transaction insights and proactive risk alerts, helping you make smarter decisions and detect potential issues early on.
Expert-Led Compliance
Our team of legal and regulatory experts bring deep regulatory knowledge and stay up to date with the latest EU and local compliance standards.
Dedicated support
Payments are personal. Our experts provide year-round support via email and live chat. With deep knowledge of GDPR and PSD2, we ensure your payment processing stays compliant so you can focus on growth.
Advanced Fraud Protection
Fight fraud without losing conversions. Our 3D Secure 2.0 support ensures smooth SCA-compliant authentication. We monitor transactions in real-time and offer smart dispute management to protect against chargebacks.
Unified Omni-Channel Solutions
Our platform provides a unified solution. We support e-commerce transactions and are equipped to delivering a consistent and seamless experience for you and your customers.
Get in touch
Reach out by completing the form below. Our dedicated team will respond promptly.

Get in touch
Reach out by completing the form below. Our dedicated team will respond promptly.

Get in touch
Reach out by completing the form below. Our dedicated team will respond promptly.

Centranx is currently in pre-launch phase. All services displayed are under development and not yet available to customers.
Pontarius Ltd. (Registered Number: C 83687) is authorised and regulated by the Malta Financial Services Authority under the Financial Institutions Act for the provision of financial services.
Pontarius Ltd. trades under the name Centranx. Registered office: 170, Pater House, 1st Floor, Suite A221, Psaila Street, Birkirkara BKR 9077, Malta.
Designed & built by Automa Digital.
Centranx is currently in pre-launch phase. All services displayed are under development and not yet available to customers.
Pontarius Ltd. (Registered Number: C 83687) is authorised and regulated by the Malta Financial Services Authority under the Financial Institutions Act for the provision of financial services.
Pontarius Ltd. trades under the name Centranx. Registered office: 170, Pater House, 1st Floor, Suite A221, Psaila Street, Birkirkara BKR 9077, Malta.
Designed & built by Automa Digital.
Centranx is currently in pre-launch phase. All services displayed are under development and not yet available to customers.
Pontarius Ltd. (Registered Number: C 83687) is authorised and regulated by the Malta Financial Services Authority under the Financial Institutions Act for the provision of financial services. Pontarius Ltd. trades under the name Centranx. Registered office: 170, Pater House, 1st Floor, Suite A221, Psaila Street, Birkirkara BKR 9077, Malta.